Fuel your business growth with the VOLT Fund

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VOLT Growth Fund

Capital to Accelerate Innovation and Scale Sales

Flexible, founder-friendly financing designed to help Maryland-based high-growth, innovative, and technology product companies launch, scale, and accelerate go-to-market strategies. Access up to $100,000 to drive revenue growth, expand teams, and position your company for future equity investment.

Ideal For: Established local high growth businesses that have developed an innovative product, that is expanding into new markets, increasing sales, and creating jobs.

Loan Amount: Up to $100,000

Use of Funds: Workforce, expansion, equipment and other growth-related investment with flexible long-term repayment options.

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Overview & Benefits

The VOLT Growth Fund is designed to support Maryland-based innovative and technology companies as they move from product development to revenue growth. With flexible underwriting standards and payment terms, VGF allows founders to focus on scaling their business, growing their workforce, and preparing for future equity investment.

This growth-focused structure recognizes the realities of early-stage and scaling companies, providing capital when traditional financing may not yet be accessible.

Key Advantages

  • Founder-friendly repayment structure that supports early growth
  • No interest or closing costs until an event of recapture
  • Flexible underwriting for pre-revenue and minimal-revenue companies
  • Designed to support future equity investment
  • Long-term growth runway with extended repayment terms
Loan Terms
  • Loan amount: Up to $100,000
  • Term: Up to 10 years
  • Recapture Fee: 10% due at the time of an event of recapture
  • Event of recapture occurs when:
    • The company raises 5x the original loan amount in equity investment, or 5 years, whichever comes first
  • After recapture event:
    • Loan repaid over 5 years in equal monthly principal payments
  • No interest or closing costs
  • Collateral: Blanket lien via UCC filing on business assets
    • (May be released or subordinated to support follow-on investment or debt)
  • Personal guaranty required for all active owners with 20%+ ownership
  • Spousal and non-active investor guaranties may not be required if underwriting criteria are met
Underwriting & Eligibility

The VOLT Growth Fund is built for companies positioned for rapid growth and market entry. Applicants should demonstrate:

  • A strong management team with proven experience
  • A completed product ready for market launch
  • Evidence of past and prospective equity and debt investment
  • Realistic financial projections showing cash-flow positive within 12 months
  • A clear pathway to growth and profitability

Eligible Companies May Include: 

  • Pre-revenue startups
  • Minimal-revenue early-stage companies
  • High-growth technology and product-based businesses
Required Application Materials

Borrowers will be asked to provide:

  • A business plan or investor pitch deck outlining growth strategy
  • Financial projections demonstrating revenue growth and repayment ability
  • Information on prior and anticipated investment
  • Ownership structure and management background

Hear from a VOLT Growth Fund Loan Recipient

Listen to Adam Ashley, Owner of Plus Up, LLC, discuss how a VOLT Growth Fund loan helped him grow the market for Goodtimer, an electronic educational toy that encourages kids to form healthy habits using positive reinforcement, tangible incentives, and family participation.

Ready to Take the Next Step?

If you’re ready to invest in growth without high costs or complex fees, the VOLT Growth Fund may be the right fit.

Apply Online
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